College Student Loan program details.

 

• Competitive interest rates
• Easy application process
• No application fees or other out-of-pocket fees
• Funding in as few as 5 days from final approval
• Preliminary approval in as little as 15 minutes if applying by Web or phone

Got past due balances? The Act^® Education Loan can be used to finance any portion of the current academic year’s educational expenses as well as to pay for balances from previous academic periods.

Are You Eligible?

• An undergraduate student enrolled in a degree or certificate program
• Enrolled at least half-time as defined by your school
• Proof of enrollment must be provided
• You must meet the credit guidelines requirements below: (a co-signer may be required)
• Have a satisfactory credit, residence and employment history of at least two years,
• Have proof of current income (If self-employed, have been in business for at least two years), and
• Are a U.S. citizen or permanent resident and have resided in the U.S. for the previous two years, or, you are an international student with a qualified credit-worthy U.S. citizen or permanent resident co-signer.